What does a Volkswagen Golf cost per month?
A 2023 Volkswagen Golf costs about SEK 3,432 a month, all in.

Monthly cost by model year
| Model year | Version in the calculation | Price | Per month | Grade |
|---|---|---|---|---|
| 2026 | 1.5 TSI 116 manuell, Life | SEK 288,000 | SEK 4,050 | C |
| 2023 | 1.5 TSI 116 manuell, Life | SEK 232,000 | SEK 3,432 | C |
| 2020 | 1.5 TSI 116 manuell, Life | SEK 167,000 | SEK 3,196 | C |
Based on 5 years of ownership and 12,500 km a year, with fuel prices from 2026-10-22. The monthly cost includes depreciation, fuel, servicing and repairs, insurance and road tax.
How the cost splits for a 2023 car
- Depreciation: SEK 1,175/mo
- Fuel: SEK 1,207/mo
- Servicing and repairs: SEK 524/mo
- Insurance: SEK 462/mo
- Road tax: SEK 65/mo
Lease or buy new?
Volkswagen Privatleasing offers the Golf Life Edition 1.5 eTSI 150 DSG from SEK 3,495 a month for 36 months and 10,000 km a year. Here is what that costs compared with buying the same car new for SEK 306,300 and selling it after 36 months, at 12,500 km a year and 5 percent interest.
Buying is cheaper SEK 358 less a month, SEK 12,888 over 36 months.
| Per month | Lease | Buy |
|---|---|---|
| Lease payment, 12,500 km a year | SEK 3,648 | – |
| Set-up and invoice fees | SEK 73 | – |
| Depreciation | – | SEK 1,893 |
| Interest on the money, 5% | – | SEK 1,134 |
| Servicing and repairs | included | SEK 335 |
| Fuel | SEK 1,207 | SEK 1,207 |
| Insurance | SEK 563 | SEK 563 |
| Road tax | SEK 530 | SEK 530 |
| Total per month | SEK 6,020 | SEK 5,662 |
| Total over 36 months | SEK 216,720 | SEK 203,832 |
You drive 2,500 km more per year than the offer assumes. The brand's price for the extra distance: SEK 152 a month. Volkswagen Privatleasing: Golf Life Edition 1.5 eTSI 150 DSG, 36 months, 10,000 km a year, servicing included, variable payment that follows interest rates. Set-up fee SEK 495 and invoice fee SEK 59 a month. Source: privatleasing.volkswagen.se, read on 26 October 2026, valid until 31 October 2026.
Buying: SEK 306,300 for a new car in the same version, and SEK 238,151 back when you sell it after 3 years. The residual value is based on ad prices for 3-year-old cars, adjusted because you drive 37,500 km in 3 years instead of the typical 48,000 km. The interest is what the money costs: interest on a car loan, or the interest you miss on savings. Fuel, insurance and tax are the same either way. Excess mileage and abnormal wear are charged when you hand back a leased car, and trading in a car you own at a dealer usually gets you less than the ad price.
Calculate with your own distance and interest · All lease cars compared
Used prices in ads
| Model year | Median price | Ads | Typical mileage |
|---|---|---|---|
| 2026 | SEK 289,900 | 97 | 20,000 km |
| 2025 | SEK 269,900 | 95 | 23,000 km |
| 2024 | SEK 359,800 | 43 | 37,000 km |
| 2023 | SEK 322,400 | 45 | 42,000 km |
| 2022 | SEK 237,400 | 33 | 71,000 km |
| 2021 | SEK 225,000 | 13 | 76,000 km |
| 2020 | SEK 204,800 | 65 | 87,000 km |
The median price in Swedish ads by model year in October 2026 (source: Blocket, BilKoll). Ad prices are asking prices, and the final price may be lower.
Engines and versions
| Engine | Fuel | Power | 0–100 km/h | Consumption (WLTP) | Range | Model years | Extra cost |
|---|---|---|---|---|---|---|---|
| 1.5 TSI 116 manuell | Petrol | 116 hp | 10.2 s | 5.6 l/100 km | – | 2020– | – |
| 1.5 eTSI 150 DSG | Petrol | 150 hp | 8.5 s | 5.6 l/100 km | – | 2020– | +SEK 21,000 |
| eHybrid 204 | Plug-in hybrid | 204 hp | 7.6 s | 1.8 l/100 km + 12 kWh/100 km | – | 2021– | +SEK 159,800 |
| GTI 265 | Petrol | 265 hp | 5.9 s | 7.2 l/100 km | – | 2020– | +SEK 92,100 |
| Golf R 333 4MOTION | Petrol | 333 hp | 4.6 s | 7.9 l/100 km | – | 2020– | +SEK 232,000 |
- Trim: Life, Style (+SEK 27,200), R-Line (+SEK 30,000)
Facts
- Body
- Hatchback
- Model years
- 2020–
- New from
- SEK 288,000
- Boot
- 381 litres
- Euro NCAP
- 5 of 5 stars
- New-car warranty
- 3 years
- Reliability
- 4.5 of 5
- Comprehensive insurance, estimate
- SEK 6,800/yr
- Servicing, estimate
- SEK 3,900/yr
Common faults to watch for
- DSG gearbox DQ200 (mechatronics, clutch), repair about SEK 20,000
- Leaking plastic water pump and thermostat housing, repair about SEK 6,500
- EGR and particulate filter (TDI), repair about SEK 9,000
- Haldex pump (AWD), repair about SEK 7,000
- DSG gearbox (mechatronics), repair about SEK 18,000
- Infotainment (MIB3), repair about SEK 10,000
The faults apply to some engines and model years. The calculator works out the risk for the exact version you choose.
Pros and cons
Pro
Well-built all-rounder with good resale value.
Con
Pricier than rivals of the same size.
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Mazda3SEK 3,668/mo as a 2023 model
Mercedes-Benz A-ClassSEK 3,675/mo as a 2023 model
Toyota PriusSEK 3,719/mo as a 2023 model
Updated 2026-10-29 · ad data Oct 2026