What does a BMW X3 cost per month?
A 2023 BMW X3 costs about SEK 5,781 a month, all in.
SEK 5,781per month, 2023 model
SEK 395,000price, 2023 model
SEK 727,200new from
Cvalue grade (2023)

Monthly cost by model year
| Model year | Version in the calculation | Price | Per month | Grade |
|---|---|---|---|---|
| 2026 | xDrive30e laddhybrid 299, xLine | SEK 727,200 | SEK 8,841 | E |
| 2023 | xDrive20d 197, xLine | SEK 395,000 | SEK 5,781 | C |
| 2020 | xDrive20d 197, xLine | SEK 289,000 | SEK 5,257 | C |
Based on 5 years of ownership and 12,500 km a year, with fuel prices from 2026-10-22. The monthly cost includes depreciation, fuel, servicing and repairs, insurance and road tax.
How the cost splits for a 2023 car
- Depreciation: SEK 2,412/mo
- Fuel: SEK 1,688/mo
- Servicing and repairs: SEK 738/mo
- Insurance: SEK 632/mo
- Road tax: SEK 310/mo
Used prices in ads
| Model year | Median price | Ads | Typical mileage |
|---|---|---|---|
| 2026 | SEK 669,900 | 58 | 13,000 km |
| 2025 | SEK 659,000 | 28 | 15,000 km |
| 2024 | SEK 425,300 | 8 | 67,000 km |
| 2023 | SEK 419,900 | 24 | 81,000 km |
| 2022 | SEK 419,000 | 27 | 86,000 km |
| 2021 | SEK 329,900 | 25 | 118,000 km |
| 2020 | SEK 299,500 | 23 | 123,000 km |
| 2019 | SEK 264,800 | 27 | 141,000 km |
| 2018 | SEK 279,900 | 5 | 147,000 km |
The median price in Swedish ads by model year in October 2026 (source: Blocket). Ad prices are asking prices, and the final price may be lower.
Engines and versions
| Engine | Fuel | Power | 0–100 km/h | Consumption (WLTP) | Range | Model years | Extra cost |
|---|---|---|---|---|---|---|---|
| xDrive20d 197 | Diesel | 197 hp | 7.7 s | 5.9 l/100 km | – | 2018–2024 | – |
| xDrive30e laddhybrid 299 | Plug-in hybrid | 299 hp | 6.2 s | 1.9 l/100 km + 17 kWh/100 km | – | 2018– | +SEK 122,000 |
| M50 xDrive 398 | Petrol | 398 hp | 4.6 s | 8.4 l/100 km | – | 2018– | +SEK 336,000 |
- Trim: xLine, M Sport (+SEK 45,000)
Facts
- Body
- SUV
- Model years
- 2018–
- New from
- SEK 727,200
- Boot
- 550 litres
- Euro NCAP
- 5 of 5 stars
- New-car warranty
- 3 years
- Reliability
- 4 of 5
- Comprehensive insurance, estimate
- SEK 10,100/yr
- Servicing, estimate
- SEK 5,000/yr
Common faults to watch for
- Oil leaks (valve cover, oil filter housing), repair about SEK 5,000
- EGR cooler and particulate filter (diesel), repair about SEK 9,000
- Turbocharger (B47 diesel), repair about SEK 20,000
- Front bushings and control arms, repair about SEK 6,500
- Transfer case (xDrive), repair about SEK 18,000
- Electric water pump and thermostat, repair about SEK 7,000
The faults apply to some engines and model years. The calculator works out the risk for the exact version you choose.
Pros and cons
Pro
Fun to drive for an SUV, and available as a plug-in hybrid.
Con
Expensive servicing and insurance.
Similar cars
Land Rover Range Rover EvoqueSEK 5,746/mo as a 2023 model
Audi Q5SEK 5,837/mo as a 2023 model
Peugeot 3008SEK 5,853/mo as a 2026 model
Polestar 4SEK 5,920/mo as a 2026 model
Mercedes-Benz GLCSEK 5,945/mo as a 2023 model
Skoda KodiaqSEK 6,029/mo as a 2026 model
Updated 2026-10-29 · ad data Oct 2026